If you do Kiva club, usually you make loans that give back our money fast, but this isn’t always true…..

Sometimes, we have to make loans that take up to 30 months to repay! We do this for a reason.

When do we make these loans? Well, it has to be a very good loan, such as building a house for kids, or giving money for a clean toilet.

The thing is, you can’t make these loans all the time. These have to be limited and restricted through-out time. Maybe once every 10-15 loans.

If you are wondering about Kiva? Go to SMSKiva.com to learn all about our club! You can help us loan and write on our blog!

By: Mathew. L